Smile and See the Savings
With NFU Dental & Vision Plan

Dental Maximum Per Person at any Dentist You Choose

*$1,000 per benefit period

*Of this maximum benefit, no more than $500 per benefit period will be paid on major procedures

*Benefits may be subject to usual and customary

...

80% COVERAGE FOR PREVENTIVE DENTAL SERVICES after Deductible

*One evaluation per benefit period

*Two cleanings per benefit period

*Fluoride treatment for children under age 14

*One bitewing x-ray once every 12 months

...

DENTAL DEDUCTIBLE PER PERSON

*$50 per benefit period

*Applies to Preventive, Basic and Major services

80% COVERAGE FOR BASIC DENTAL SERVICES AFTER DEDUCTIBLE

*Radiograph x-ray once every 5 years

*Sealant for children under age 14. One treatment per permanent molar tooth.

*Limited exams for focused problem

*Restorative amalgams and resin (fillings) (excluding inlays and crowns)

*Oral surgery--simple extractions

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INCREASING BENEFIT FOR DENTAL MAJOR SERVICES AFTER DEDUCTIBLE

*Space maintainer for children

*Anesthesia and oral surgery, complex extraction

*Stainless steel crowns

*Repair of crowns and dentures

*Restorative inlays and crowns

*Root canals, gum disease and prostodontics

--Major service are paid at 10% first year, increases to 25% second year, increases to 50% third year and thereafter. Of the maximum benefit, no more than $500 per benefit period will be paid on major services.

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VISION BENEFIT AT VSP PROVIDERS WITH NO DEDUCTIBLE

*100% coverage for one routine vision exam for each insured once per 12 month period

*20% discount off a complete pair of frames and lenses

*15% discount off contact lens services

*An average discount of 10-25% off laser vision corrective surgery for PRK or LASIK at a VSP provider.

*There are 29,000 providers in the United States

... ...

NFU Monthly Rates for Dental/Vision: Single only--$23.36; Insured & Spouse--$51.68; Insured & Children--$62.04; Family--$90.36


Enrollment Steps

Dental Insurance Importance

We've Added Dental/Vision
We've Added Dental/Vision


Texas Farmers Union, P.O. Box 738, Sweetwater, Tx 79556